To Do: Enroll in Benefits for Next Year -- Today Through April 30!

Our annual benefit enrollment is open to all full-time and 96-day employees from April 1 through April 30, 2018 at 4 p.m. for the 2018-19 year benefit year, which begins July 1, 2018. Full-time employees may enroll in health and dental insurance and medical flex spending plans, while part-time staff (96-day) may enroll in the medical flex spending plan. (Note: This enrollment period is not for enrollment in the dependent care plan, which is done in November.) You will need to make enrollment selections even if you choose not to make any changes to your benefits for next year. 



This is the time that you can add and/or drop family members to your health and dental plans without a life event or change of status. Annual enrollment time is also the only time during the year you can change your deductible -- you aren't able to do that during the year, even with a life event or change of status. 



Enrollment can be completed through the Employee Online tab on the Employee Dashboard. If you are having trouble enrolling, log out of the Dashboard and then log in before you start the enrollment process. You can also use these enrollment instructions, which includes instructions for how to print your benefit statement.



Health Insurance
Health insurance premiums will remain unchanged for 2018-19. The monthly insurance premium rates for the $750 and $1,500 deductible health plans will be as follows:





$750 Deductible Plan


• Single - $617.57 (Paid in full by the Agency)

• Family - $1,543.94 (Agency pays 60% of the premium for Classified and Certified Union employees so you owe $308.79 per pay period)
• 
No HRA with the $750 deductible plan



$1,500 Deductible Plan


• Single - $540.28 (Paid in full by the Agency) – Annual HRA is $681.96 ($170.49/quarter)
• Family - $1,350.71 (Agency pays 60% of the premium for Classified and Certified Union employees so you owe $270.14 per pay period)
• 
Annual HRA for Classified and Certified Union taking $1,500 family plan - $1,053.00 ($263.25/quarter)

• Annual HRA for Non-Union taking $1,500 family plan - $1,794.96 ($448.74/quarter)
 


Dental Insurance


Dental rates will remain the same for 2018-19.

• Single rate is $34.54 monthly. (Paid in full by the Agency)

• Family rate is $108.48 per month. (Agency pays single rate of $34.54 for Classified and Certified Union employees towards the premium, so you owe $36.97 per pay period)
 


Medical Flex Spending Plan 


Each employee may choose to deduct from his/her paycheck an annual maximum of $2,650 ($110.41/pay period) regardless of how many family members you have or whether your spouse is able to contribute at his/her place of employment. As in the past, you may submit claims for eligible expenses for you, your spouse and your eligible children. For those couples where both spouses work at Heartland AEA, each spouse may elect up to $2,650 for the plan year. Reminder: If you enroll in medical flex spending plan, and you can’t get all of your money spent in your account, you will be able to rollover up to $500 from the 2017-18 plan into the 2018-19 plan.



VOYA Life Insurance Enrollment

During our annual benefit enrollment, employees who didn’t opt for additional life insurance coverage through VOYA can also enroll. Complete the enrollment form and submit it to Juliette Houseman, Benefits Specialist. Existing employees who are enrolling for the first time will be required to fill out an Evidence of Insurability form. Existing employees who are already enrolled but who want to increase their coverage may also do so at this time. Existing employees may increase their coverage, but if they choose to increase it over $10,000, they will be required to fill out an Evidence of Insurability form. Enrollment will be during April but will be effective on July 1, 2018.