Reminder: Are You Paying Too Much on Your Student Loans? IS Loan Solutions May Be Able to Help Lower or Eliminate Your Payments

Heartland AEA is partnering with an advisory company, IS Loan Solutions, to help school employees improve their student loan situations and overall financial well-being. All full-time Heartland AEA staff and school district staff (regardless of position) with student loans are encouraged to find out if this voluntary benefit can help them. They may qualify for loan forgiveness and refinancing to help lower or even eliminate loan payments. IS Loan Solutions has helped others reduce their monthly payments on average by 81%.



ISLoan Solutions is a student loan advisory firm (not debt consolidator) that offers a voluntary student loan relief benefit that may be able to help staff with federal student loans, including Parent Plus Loans, reduce their monthly student loan payment and overall obligation. This benefit provides information to you about their potential for significant savings on student loan debt. This is a free, voluntary, no obligation review and consultation for staff with student loan. If you want to take the relationship further and use ISLoan Solutions to implement a loan relief program on your behalf, there will be a fee to implement all of the necessary steps. The fee is based on the complexity of the student loan forgiveness strategy.



This program was first introduced to educational service agencies, such as AEAs, across the country through the Association of Educational Service Agencies’ (AESA) national consortium. Grant Wood AEA piloted the program in Iowa in 2016 and has reported positive reviews. In April 2017, superintendents in the Heartland AEA service area reviewed the program and suggested moving forward.


Visit the IS Loan Solutions website and enter registration code AEA11 for more information.



Public Service Loan Forgiveness (PSLF) may be able to:
•    Immediately lower monthly student loan payments
•    Reduce student loan obligation
•    Significantly lower costs to earn additional degrees

•    Receive a personalized 10-year loan forgiveness plan outlining projected tax-free savings

Some may be able to lower their payments through the program, Public Service Loan Forgiveness (PSLF is not Teacher Loan Forgiveness). If you choose to work with IS Loan Solutions, there will be a fee for their services. For those who won’t benefit from PSLF, refinancing may work for you. For those who registered with ISLoan Solutions in the past and were told you would not benefit from PSLF, login to your MyISLS portal, and you will be directed to the refinancing option.

Contact IS Loan Solutions at (866) 831-5564 or visit isloansolutions.com for more information and success stories.