Q & A About Transition From Kabel to 121 Benefits

Below are some common questions that staff have been asking about the Kabel to 121 Benefits transition.

Q: Will my HRA balance transfer from Kabel to 121 Benefits automatically? 

A: Yes. Any HRA balance over $0 will transfer automatically to 121 Benefits--employees don't need to do anything. (Once you create your new account on the 121 Benefit website, you will have access to your account(s).)

Q: I have $1.75 in my flex medical account. How can I zero that out so I don't have to pay the administration fee? 

A: You must submit a reimbursement request (for that amount or greater) to Kabel by June 14 or that account balance will roll over and you will be charged a monthly fee of $3.60, which is the fee that will accompany flex medical accounts administered by 121 Benefits. 

Q: I have a balance in my flex medical account under $500. How long will that continue to roll over?

A: Indefinitely. If it rolls over into the 2017-18 benefit year, then you can use it for expenses incurred during that year. Keep in mind that there is an administration fee of $3.60 per month for all flex medical accounts, regardless of the balance.

Q: Can I get a prepaid benefits card for my HRA?
A: You will not receive a benefits card (the Benny Card) for an HRA account--the cards are only for flex medical account participants since it follows different administrative rules. You can only receive HRA money when it is available in your account.

Q: I have $322.44, and I am enrolled in the 2017-18 flex medical plan. Do I need to spend all of this money to clear out my account?

A: No. Your money will automatically rollover and be in addition to the amount you are having deducted into your account during the 2017-18 benefit year.

As always, if you have any questions, contact Juliette Houseman, Benefits Specialist.