Focus on Financial Wellness

We all know how having a healthy body can contribute to our well-being, but what about how having a healthy financial situation can contribute to well-being? When your finances are in check, the rest of your life can seem more manageable. On the other hand when your finances seem to be in chaos, it can make life seem overwhelming.

Did you know that 80% of workers polled nationally indicate they want their employer to provide financial wellness education? Consider where we are as a society today: 

• 70% of Americans live paycheck to paycheck – Wall Street Journal 
• 30% of Americans have outstanding loans on their 401(k)s – Business Record
• #1 cause of stress is money problems and money fights – multiple studies 

First Financial Wellness Offering – Budgeting & Planning for Emergencies 

Heartland AEA is excited to announce our first financial wellness offering, Budgeting & Planning for Emergencies! Whether you are looking to pick up a few nuggets of information, or you need a financial overhaul, this 90-minute lunch and learn workshop will teach you all of the basics of how to handle your money well. This interactive, hands-on workshop will teach you how to: 

• Improve communication about money 
• Save for emergencies & pay off debt 
• Create a spending plan that actually works 
• Achieve your financial goals 
• Find your motivation for financial success 

 Each attendee will also receive a workbook with personalized budget forms. 

Bring your lunch to this event, which will be held on June 11 from 11:30 a.m.-1:00 p.m. at the Johnston REC in Conference Room 13B. All are welcome, but registration is required because space is limited to the first 50 participants to sign up. If you are interested, register before June 6 using the link below. If you’re unable to register, it is because the registration is full. 
http://heartlandaea.eventzilla.net 

If you have any questions, contact Tony Chiaramonte, Human Resources Manager, at tchiaramonte@heartalandaea.org or ext. 14534. 

College Savings Iowa 529 Plan 

Did you know? The College Savings Iowa 529 Plan is a tax-advantaged program intended to help an individual or a family pay the costs of higher education. Although sponsored and administered by the Treasurer of the State of Iowa, the plan is available to all U.S. citizens and resident aliens with a valid Social Security or other taxpayer identification number. Plan information and FAQs can be found on the College Savings Iowa website. 
(Heartland AEA does not endorse any particular savings program and recommends individuals talk with their personal financial advisors when making investment decisions.)