Annual Benefit Enrollment Now Open!

Our online benefit enrollment will be open to all full-time and 96-day employees from Monday, April 2 through Wednesday, April 25 at 4:00 p.m. Full-time employees will be enrolling in health and dental insurance coverage and in a medical flex spending plan. Part-time employees (96-day) will just be enrolling in medical flex spending. (This enrollment period is not for enrollment in the dependent care plan, which is done in November.) We will need your enrollment selections even if you choose not to make any changes to your benefits for next year.

The monthly insurance rates for the $500 and $1,500 deductible health plans will be as follows:

$500 Deductible Plan
Single - $544.45 (paid in full by the Agency)

Family - $1,361.13 (the Agency pays 60% of the premium for Classified and Certified Union employees, so you owe only $272.22 per pay period)
No HRA with the $500 deductible plan.

$1,500 Deductible Plan
Single - $461.21 (paid in full by the Agency)
Annual HRA is $738.00 ($184.50/quarter)

Family - $1,153.03 (The Agency pays 60% of the premium for Classified and Certified Union employees, so you owe only $230.60 per pay period)
Annual HRA for Classified and Certified Union taking $1,500 family - $1,140.00 ($285/quarter)
Annual HRA for Non-Union taking $1,500 family - $1,944.00 ($486/quarter)

Clarification of $2,499.84 Limit on Medical Flex Spending Plan
Questions have arisen about the per person limit of $2,499.84 for the plan year beginning June 1, 2012. Each employee may choose to deduct from his/her paycheck a maximum of $2,499.84 ($104.16/pay period) regardless of how many family members you have or whether your spouse is able to contribute at his/her place of employment. As in the past, you may submit claims for eligible expenses for you, your spouse and your eligible children. For those couples where both husband and wife work at Heartland, each spouse may elect up to $2,499.84 for the plan year.

It will take about five minutes for you to enroll in your benefits for the new plan year. You will find a new tab on your Employee Dashboard called Benefit Enrollment, and it will step you through the enrollment process. While enrolling you’ll find a “Save and Finish Later” button at the bottom of the page that will allow you to leave and return to the program when you’re ready. You may change your benefit selections as many times as you’d like until the close of enrollment on April 25.

If you have any questions about your benefits, contact Kathy Martin, Benefits Specialist, at kmartin@aea11.k12.ia.us or ext. 14385.