Let’s See a Second Week Surge! It’s Annual Benefit Enrollment Time!

Our annual benefits enrollment is open to all full-time and 96-day employees from April 1 through April 30, 2019, at 4 p.m. for the 2019-20 benefit year, which begins July 1, 2019. Full-time employees may enroll in health and dental insurance and medical flex spending plans, while part-time staff (96-day) may enroll in the medical flex spending plan. (Note: This enrollment period is not for the dependent care plan, which is done in November.) You will need to make enrollment selections even if you choose not to make any changes to your benefits for next year. 





This is the time you can add and/or drop family members to your health and dental plans without a life event or change of status. Annual enrollment time is also the only time during the year you can change your deductible—you aren't able to do that during the year, even with a life event or change of status. 





How do I enroll?
Enrollment can be completed through the Employee Online tab of your Employee Dashboard. If you have any issues enrolling, first try logging out of the Employee Dashboard and then logging back in. You can also use these enrollment instructions, which include instructions on how to print your benefit statement.





Health Insurance

Health insurance premiums will remain unchanged for 2019-20. The monthly insurance premium rates for the $750 and $1,500 deductible health plans will be as follows:



$750 Deductible Plan
 

• Single - $617.57 (Paid in full by the Agency)
 
• Family - $1,543.94 (Agency pays 60% of the premium, so you owe $308.79 per pay period) 
• No Health Reimbursement Arrangement with the $750 deductible plan

 

$1,500 Deductible Plan
 

• Single - $540.28 (Paid in full by the Agency) – Annual Health Reimbursement Arrangement is $681.96 ($170.49/quarter) 
• Family - $1,350.71 (Agency pays 60% of the premium, so you owe $270.14 per pay period) 
• Annual Health Reimbursement Arrangement for Classified and Certified Union taking $1,500 family plan - $1,053.00 ($263.25/quarter)
 
• Annual Health Reimbursement Arrangement for Non-Union taking $1,500 family plan - $1,794.96 ($448.74/quarter)
 
 

Dental Insurance

Dental rates will increase slightly for 2019-20. 

• Single rate is $36.44 monthly. (Paid in full by the Agency)
 
• Family rate is $114.46 per month. (Agency pays single rate of $36.44 for Classified and Certified Union employees towards the premium, so you owe $39.01 per pay period)
 
 

Medical Flex Spending Plan 



Each employee may choose to deduct from his/her paycheck an annual maximum of $2,700 ($112.50/pay period) regardless of how many family members you have or whether your spouse is able to contribute at his/her place of employment. As in the past, you may submit claims for eligible expenses for you, your spouse and your eligible children. For those couples where both spouses work at Heartland AEA, each spouse may elect up to $2,700 for the plan year. Reminder: If you enroll in the medical flex spending plan, and you can’t get all of your money spent in your account, you will be able to roll over up to $500 from the 2019-20 plan into the 2020-21 plan.





VOYA Life Insurance Enrollment


During our annual benefits enrollment, employees who didn’t opt for additional life insurance coverage through VOYA can also enroll. Complete the enrollment form and submit it to Juliette Houseman, Benefits Specialist. Existing employees who are enrolling for the first time will be required to fill out an Evidence of Insurability form. Existing employees who are already enrolled but who want to increase their coverage may also do so at this time. Existing employees may increase your coverage, but if you choose to increase it over $10,000, they will be required to fill out an Evidence of Insurability form. Enrollment will be during April but will be effective on July 1, 2019. 

Annual enrollment is open – take a moment to complete it today!