Answering Your Questions From the Benefits Survey

As an initial wave of Benefits Surveys is completed, questions and comments are being made in the survey as well. Juliette Houseman, Benefits Specialist, will be taking some time to address a number of those questions in the coming weeks. 

Question/Comment: “Add my chiropractor to the list of in-network providers.”
Answer: Your chiropractor can apply to Wellmark to become a Blue Choice provider. Unfortunately, many chiropractors choose not to participate under Wellmark because as a provider their rate is determined by Wellmark and then they are unable to charge patients a higher amount. 

Question/Comment: “Wellness visits at the chiropractor and other alternative wellness coverage -- if I could do wellness visits at the chiropractor, I can get away with not taking depression and anxiety medication, which is a big deal to me when I am pregnant.”
Answer: If your chiropractor is a Blue Choice provider, then you would only pay 15% for your chiropractic visits vs. 100% if they are not a Blue Choice provider. Again, your chiropractor would need to apply to Wellmark to become a Blue Choice provider. 

Question/Comment: “Would like to add chiropractic.” 
Answer: There is chiropractor coverage under the Blue Choice plan; you can search for participating chiropractors under “Find A Provider” on wellmark.com (Doctors by Specialty and then type in Chiropractor). 

Question/Comment: “I wish our insurance provider fully covered additional legitimate health services like acupuncture and chiropractic, for example. Both have helped me immensely with average illnesses to larger challenges and kept me off of prescription pain meds.” 
Answer: If you are using a Blue Choice chiropractor, he/she should complete paperwork with Wellmark after the allowed 20 annual visits if you still need additional visits in order to assure continued coverage.