Are You Paying Too Much on Your Student Loans? Fiducius May Be Able to Help Lower or Eliminate Your Payments

Heartland AEA is partnering with an advisory company, Fiducius (formerly IS Loan Solutions), to help school employees improve their student loan situations and overall financial well-being. All full-time Heartland AEA staff and school district staff (regardless of position) with student loans are encouraged to find out if this voluntary benefit can help them. They may qualify for loan forgiveness and refinancing to help lower or even eliminate loan payments.  


Fiducius is a student loan advisory firm (not debt consolidator) that offers a voluntary student loan relief benefit that may be able to help staff with federal student loans, including Parent Plus Loans, reduce their monthly student loan payment and overall obligation. This benefit provides information to you about their potential for significant savings on student loan debt. This is a free, voluntary, no-obligation review and consultation for staff with student loans. If you want to take the relationship further and use Fiducius to implement a loan relief program on your behalf, there will be a fee to implement all of the necessary steps. The fee is based on the complexity of the student loan forgiveness strategy. 

This program was first introduced to educational service agencies, such as AEAs, across the country through the Association of Educational Service Agencies’ (AESA) national consortium. Grant Wood AEA piloted the program in Iowa in 2016 and reported positive reviews. Heartland AEA has partnered with Fiducius since 2017. 

Your education colleagues nationwide already working with Fiducius have reduced their monthly payments by an average of 84% and are projected to receive an average of $72,338 in tax-free loan forgiveness.   

It’s easy to get started with this benefit. You can determine your eligibility and potential savings in just a few minutes and then talk with an advisor on the phone at your convenience, by using the following link:   

Visit Heartland AEA 11 + Fiducius to register. 

Fiducius will fully educate you about all available options and provide a personalized Student Loan Financial Wellness Plan at no cost before you decide whether or not to use their services. As with other voluntary benefits, like life insurance, you only pay Fiducius when you choose to use their services.    

Questions or trouble logging in? Call (513) 645-5400, email or visit their website for more information and success stories.