Annual Benefit Enrollment Coming in April; New Enrollment Process for Most; No Insurance Rate Changes

Our annual benefit enrollment will be open to all full-time and 96-day employees from April 1 through April 30, 2015 at 4:00 p.m. for the 2015-16 year benefit year, which begins July 1, 2015. Full-time employees will be enrolling in health and dental insurance and medical flex spending plans, while part-time staff (96-day) will only be enrolling in medical flex spending. (Note: This enrollment period is not for enrollment in the dependent care plan, which is done in November.) We will need your enrollment selections even if you choose not to make any changes to your benefits for next year. This is the time that you can add and/or drop family members to your health and dental plans without a life event or change of status. 

A change coming this year is that enrollment will now be completed through the Employee Online tab on the Employee Dashboard rather than through a separate web link. Look for instructions in The Connection leading up to and during the enrollment period. 

And rates are staying the same -- no increase!! 

The monthly insurance premium rates for the $750 and $1,500 deductible health plans will be as follows: 

$750 Deductible Plan 

• Single - $617.57 (paid in full by the Agency) 
• Family - $1,543.94 (agency pays 60% of the premium for Classified and Certified Union employees so you owe only $308.79 per pay period) 
• No HRA with the $750 deductible plan 

$1,500 Deductible Plan 

• Single - $540.28 (paid in full by the Agency) – Annual HRA is $681.96 ($170.49/quarter) 
• Family - $1,350.71 (agency pays 60% of the premium for Classified and Certified Union employees so you owe only $270.14 per pay period) 
• Annual HRA for Classified and Certified Union taking $1,500 family plan - $1,053.00 ($263.25/quarter) 
• Annual HRA for Non-Union taking $1,500 family - $1,794.96 ($448.74/quarter) 

Medical Flex Spending Plan 
REMINDER: Each employee may choose to deduct from his/her paycheck a maximum of $2,499.84 ($104.16/pay period) regardless of how many family members you have or whether your spouse is able to contribute at his/her place of employment. As in the past, you may submit claims for eligible expenses for you, your spouse and your eligible children. For those couples where both husband and wife work at Heartland AEA, each spouse may elect up to $2,499.84 for the plan year. 

Remember, if you enroll in medical flex spending and aren’t able to spend your entire election amount, you will be able to rollover up to $500 from the 2014-15 plan into the 2015-16 plan. 

If you have any questions, contact Juliette Houseman, Benefits Specialist, at jhouseman@heartlandaea.org or ext. 14315.